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CEMAC: COBAC announces a new increase in the minimum capital required for banking and financial institutions

06/11/2025
Source : ORISHAS FINANCE
Categories: Index/Markets

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The Central African Banking Commission (Cobac) brought together banking and financial players in the CEMAC zone on 30 October 2025 in Libreville, Gabon. On the occasion, she announced a further increase in minimum capital required Community Central African economic and monetary policy , wearing this threshold of 10 to 25 billion F CFA for banks an increase of 150% and 1 at 4 billion for é establishments financial the banking and financial institutions in the community.

The new increase comes 15 years by è s the latest è changed between é e applied in June 2010. The participants of the meeting of banking players discussed the possibility of opening the capital of credit institutions to the market stock exchange in order to raise the funds needed to strengthen capital banks. The increase in the minimum capital is primarily aimed at increasing the resilience of banks in the face of economic and financial shocks. En With more capital, banking institutions will be able to better absorb potential losses, support long-term projects and increase their contribution to the financing of national economies.

According to Serge Nkoum, assistant researcher at Department of Finance from Cameroon , out of 53 banks listed as of June 30 By 2024, 77.36% have a share capital of between 10 and 20 billion francs CFA. This group includes 3 banks with a capital of 20 billion, 6 banks with a capital between 15 and 20 billion, and 32 banks whose capital is located between 10 and 15 billion CFA francs. In addition, 15.09% of banks have with a capital of at least 30 billion CFA francs, 5.66% of a capital included between 20 and 30 billion FCFA, and 1.89% of banks have lower capital to the regulatory standard of at least 10 billion FCFA.

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