The Regional Mortgage Refinancing Fund of Uemoa (CRRH-UEMOA), SIMAU, BOAD Securitization and financial institutions exchanged views in Cotonou on Tuesday, November 18, 2025. Les discussions focused on mechanisms to support demand and diversify the sources of real estate credit in Benin.

The meeting held last Tuesday in Cotonou between CRRH-UEMOA, SIMAU, BOAD Securitization and financial institutions, a with the aim of promoting affordable housing for all Beninese. Placed under the theme “Financing the demand for affordable housing in Benin”, the This meeting is part of a movement of adjustment in the real estate market, marked through the gradual marketing of economic housing projects managed by SIMAU. It aims to create a space for exchanges to clarify mortgage refinancing tools, collateral instruments and securitization solutions made available to support access to housing. Face to the housing needs that are constantly growing in Benin and in UEMOA, Financial sector players are turning to more innovative solutions to support households and developers. It is in this dynamic that the CRRH-UEMOA, in partnership with BOAD Titrisation and the Ministry of Living Environment and Sustainable Development, met on November 18 at Cotonou, banks and SFD around a workshop on housing finance affordable.

According to Adji Sokna Mbaye, CEO of BOAD Securitization, diversifying funding sources is becoming a promising path. For He, “the effectiveness and relevance of securitization lies in the fact of allow banks to finance more and finance differently... We are coming back to beginning of securitization historically and we come to serve a sector that has need diversified sources of financing.”