LA 5 â Barometer edition of the African Financial Industry, carried out by Deloitte and Africa Financial Summit (AFIS), is based on a survey conducted between May and September 2025 with managers of more than 70 institutions (banks, insurance, fintechs, microfinance, capital markets) through the mainland.

The African financial industry is resolutely entering a streamlined growth phase, after several years sustained expansion and accelerated digital transformation. Restructuring based on profitability, operational efficiency and cybersecurity, for greater development solid and sustainable testifies to a stabilization phase sector after a long period of continuous expansion.

Executives interviewed as part of the survey conducted by Deloitte and Africa Financial Summit are highly optimistic. They rate the economic prospects of their organizations at 8/10 on three years, up by 0.72 points compared to 2024. With 74% optimists compared to only 4% who are pessimistic. This trust is based on the slowdown in inflation, increased operational visibility and a dynamic commercial activity.

Microfinance institutions show the level highest confidence with a rating of 9/10, in front of the companies d ' insurance (8.35/10), while fintechs are normalizing their expectations in perspectives é economical to 8,33/10 by è s a peak to 9.25/10 in 2024. Les pan-African groups show a high level of trust (8.44/10), while international players (7,82/10) and market players é s (7.5/10) remain more cautious in a context of volatility é extended.