Crowdfunding dedicated to housing continues to show sustained momentum in Morocco. In 2025, outstanding financing in the form of Murabaha real estate — including prepaid margins — stood at 29.7 billion dirhams (BMDH), against 24.9 billion MAD a year previously, according to data published by Bank Al-Maghrib (BAM).

This increase corresponds to an annual increase of 19.3%. %, according to the Bank's “Bank Loans and Deposits” dashboard power plant. This evolution confirms the gradual anchoring of finance participatory in the national banking landscape, especially in the segment of housing.

At the same time, loans granted to households reached MAD 395.6 billion in 2025, registering an increase of 3.6% year-on-year annual. This growth includes a 3.3% increase in loans to housing and 5% of consumer loans.

The rise of Murabaha real estate, at a rate significantly higher than that of global credit to households, reflects a growing interest in financing solutions consistent with participatory finance, in a context of diversification of the banking offer and the consolidation of the residential real estate market.