The Ecofin Agency reviews the most important microfinance structures in the West African Monetary Union (Umoa). This ranking was made on the basis of their balance sheet total.

With a total balance sheet estimated at 255 billion FCFA, Crédit mutuel du Sénégal (UCCMS) maintains its leading position in terms of assets in the microfinance sector in Umoa, according to BCEAO data compiled by the Ecofin Agency. It is followed by the Umbrella of Caisses Populaires of Burkina Faso (FCPB), formerly RCPB, which totals 253 billion FCFA. The Union of Savings and Credit Cooperatives of Côte d'Ivoire (UNACOOPEC-CI) closes the lead. Capped at the foot of the podium, the FUCEC with its network of 35 coopec, indisputable leader on the Togolese market, saw its assets improve by less than 5% to 137 billion FCFA.

In 5th and 6th place in this ranking, we find the Senegalese and Ivorian subsidiaries of the Parisian group Baobab, operating in financial inclusion on the African and Chinese markets. Leader in the Beninese market, the Faî ti ère of <span style="font-size:14.0pt">é pargne et de crédit agricole et mutuel (FECECAM), frô the 100 billion FCFA mark in assets, after an 8.7% growth in its balance sheet. With its nearly 90 caisses, the structure that federates the CLCAM (Caisse de crédit agricole mutuel) in Benin occupies the 7th place in the top 10.