A multi-risk insurance contract between UNIVERSAL BEVERAGES SARL and SANLAM Assurance Benin SA The commercial court decided this case on 13 July last.

The commercial court of Cotonou ordered “the company SANLAM Assurance Bénin SA to pay to the company UNIVERSAL BEVERAGES SARL the sum of FCFA sixty million seven hundred forty-four thousand eight hundred nineteen hundred nineteen (60.744.819)”. Indeed, the company UNIVERSAL BEVERAGES SARL considers that SANLAM Assurance Benin SA did not cover the risk generated by the fire that occurred on April 15, 2020 in its factory, in accordance with the provisions of the multi-risk insurance contract taken out, despite several reminders. For its part, SANLAM Assurance has indicated that the requests made by UNIVERSAL BEVERAGES SARL should be rejected. The fire was caused by “welding work requested by UBS style="font-family: "Bookman Old Style”, “serif""> in violation of S& rules eacute; curity” required in a distillery, “the insurer's guarantee is not