In the short term, Bloomfield has shown a very high degree of certainty of timely repayment. The rating agency indicates that the liquidity factors are excellent and supported by good factors to protect the essential elements. In addition, the risk factors are minor.

Also, Bloomfield believes that the rating is based on positive factors. These include an increase in the collection of resources in 2024, supported by the bank's strategic decisions; a maintenance of the bank's positioning in the national banking sector, despite the contraction of the total balance sheet; an ability of the bank to deploy its strategy effectively in a difficult context; a compliance of all ratios with prudential standards