The governor of the BEAC proceeded on 20 January 2026 in Douala, at the launch of the first Credit Information Office (BIC) of the CEMAC zone. Creditinfo Central Africa (CICA), is intended to centralize economic data, reduce credit risks and clean up the sector while promoting access to finance.

The portfolio of outstanding receivables within of the Economic community and Central African Monetary Fund (CEMAC) is currently estimated at nearly 2500 billion CFA francs (4.45 billion $). Ce amount represents a ratio greater than 16% of banks' gross loans, a level well above the international standard of 5%, translating a high exposure of the banking system to risk. According to Yvon Sana Bangui, governor of the Bank Central African States (BEAC) , “this situation is of concern and may cause systemic risk to the ecosystem sub-regional banking”. On this occasion, he underlines the need for action. quickly. It is to answer this that the information office on the Crédit de la Cemac has been set up. According to the governor, “this The company's mission is to collect all economic data, whether it's information on customers, SMEs, large businesses or households.”

CICA “processes this data and guarantees the reliability and comprehensiveness, in order to allow banks and institutions of microfinance to reduce their exposure to credit risk,” explained the governor. This system also aims to facilitate access to finance, by especially for populations traditionally excluded from the banking system : young people, women, rural entrepreneurs and MSMEs often penalized by the absence of guarantees or banking history.

For her part, the president of the Association professional of credit institutions in Cameroon (APECCAM) and managing director of Ecobank Cameroon said that for banks commercial, this system managed by the international group Creditinfo, operator specialized in credit information, will make it possible to “have reliable customer information and quickly decide on requests of credit. The credit information office will make it possible to better assess risks, thanks to centralized data, to accelerate decisions of financing and to promote more favorable lending conditions.”

With this new instrument, the BEAC the BEAC hopes reproduce the results observed in the UEMOA zone, where the introduction According to SidiMohamed, credit information offices allowed Abouchikhi, Chairman of the Board of Directors of Creditinfo West Africa, of significantly reduce the level of outstanding receivables.