Bank credit outstanding was at 1.161 billion Dirhams (BMDH) at the end of August 2025, up 5.3% by compared to the same period of the previous year, according to Bank Al-Maghrib (BAM). This Evolution covers an increase, year-on-year, in loans to non-financial agents financial agents (+3.4%) and financial agents (+15.9%), specifies BAM in its “Bank Loans and Deposits” dashboard

The outstanding amount of bank loans was established at 1.161 billion dirhams (MMDH) at the end of August 2025, up by 5.3% compared to the same period of the previous year, according to Bank Al-Maghrib (BAM). This evolution covers an increase, year-on-year, in loans. to non-financial agents (+3.4%) and to financial agents (+15.9%), specifies BAM in its “Bank Loans and Deposits” dashboard.

Business competitions no Private equity grew by 1%, driven by the increase 14.6% of equipment loans and 6.2% of promotion loans real estate. On the other hand, cash facilities fell by 8.9%.

As for households, their loans grew by 3%, including a 3% increase in home loans and 3.9% of consumer loans. Crowdfunding for housing, particularly in the form of Mourabaha Real Estate, continued to grow for reach MAD 27.7 billion, against MAD 23.5 billion a year earlier.

In the second quarter of 2025, rates applied to new loans fell overall to 5.77% by compared to the previous quarter, with decreases of 25 basis points (bps) to 6.88% for consumer loans and 6 bps to 4.68% for housing loans.

As for bank deposits, they have reached MAD 1,302 billion at the end of August, up 8.3% annually. The deposits of households settled at MAD 951.8 billion (+6.5%), including MAD 215.3 billion owned by Moroccans living abroad (MRE). Business deposits no For their part, private finances grew by 10.9% to 232 MMDH.