The National Investment Bank (NBI) now allows companies to sell their unmatured invoices to improve their cash management. This factoring solution will be possible through the Creallia platform designed in collaboration with Dux. The launch of the platform took place this Thursday, December 10 in Abidjan.

According to the Director General of the BNI, Youssouf Fadiga, Creallia is a fully digitized, fast, secure and efficient factoring solution. "It will provide a credible answer to the thorny question posed by all SMEs that are weakened on a daily basis by cash flow tensions", he points out.

Indeed, many companies find it difficult to return to equity after investments. A situation deplored by the Minister for the Promotion of SMEs, Félix Anoblé. Thus, "having a mechanism that allows you to assign your debt and have the liquidity to attack new markets is a boon for SMEs," he said, before urging SMEs to engage in this solution.

For the BNI, this fully digitized factoring platform is a result of the bank's transformational and multidimensional policy launched in 2016. Called "Excellence 2021", this new situation envisages the redesign of the relational model, the targeting of customer needs, coupled with digitalization and proactivity. The proof, according to the administrator of the firm Dux, Fatim Cissé, even before the launch phase, several SMEs had already expressed the need including some large companies because of the speed in the processing and recovery of invoices. It announces a series of partnerships with other banking institutions that have already committed to offering this solution to their customers.