The Crédit du Maroc group ended the 2025 financial year on a solid financial performance. Meeting on February 12, 2026 to stop the accounts as at 31 December 2025, the Supervisory Board noted a 16.5% increase in consolidated net income, which stood at 864 million of Dirhams (MDH), against 741 MDH a year earlier.

According to management, this performance reflects “the solidity of the group's earnings capacity”, supported by the growth of activity, improvement of operational profitability and control Continued burdens and risks.

Commercial activity is showing sustained momentum. Outstanding loans increased by 11% to reach MAD 62,863 million. Les financing to businesses increased by 12.2%, to MAD 37,382 million driven by loans to equipment and real estate developers (+16.6%) each). On the household side, outstandings increased by 4.8% to MAD 22,284, driven by consumer loans (+11.2%) and home loans (+3.3%).

Consolidated resources are also continuing their increase (+7.4%) to MAD 61,228 million. This evolution is mainly based on the Good performance of demand deposits, up 11.6% to MAD 44,500 million. The accounts savings and term deposits reached MDH 10,096 and 5,081 respectively MDH.

Net consolidated banking income grew by 8% to MAD 3,568 million. The net interest margin increased by 10.4% to MAD 2,681 million, supported by the business dynamics and optimization of the cost of the resource. The margin on commissions increased by 7.3% to MAD 494 million, while the result of market transactions reached 499 MDH, benefiting from the good orientation of currency exchange activities. The contribution of subsidiaries to net banking income increased by 28.2%, for a total turnover of 259 million dinars.

Operating expenses remain under control, up only 3% to MAD 1,652 million. This discipline allows the gross result operating income increased by 12.8% to MAD 1,916 million