The Bloomfield Investment Rating Agency Corporation awarded the long-term ratings (AA- AA- with perspective) stable) and short-term (A1 A1) at NSIA Banque Côte d'Ivoire SC.

Over the long term Bloomfield Investment Corporation justifies its score by the very high credit quality. The factors of protection are very strong. Harmful changes in business, economic or financial conditions will increase risks of investment, although in a very insignificant way.

In the short term, the grade is justified by certainty. very high timely refund rate. Liquidity factors are excellent and supported by good element protection factors essentials. Risk factors are minor.

The rating is based on positive factors following:

* A relatively stable national context and business-friendly;

* A consolidation of the bank's positioning in the top 3 banks on the market, supported by business dynamics;

* An ability to gather resources from the growing customer base;

* Overall performance growth commercial and financial;

* Good collection performance in 2024 promoting the consolidation of the bank's portfolio. The main credit quality fragility factors are as follows:

* A growth in the operating coefficient in 2024;

* A customer deposit structure focused on the short term;

* A contraction in the intermediation margin, induced by the deterioration of the margin rate on interbank transactions.

NSIA Bank Coast Ivory is a banking institution authorized by Order No. 1648 of December 30, 1980, issued by the Ministry of the Economy and Finances. It is registered under the number CI-ABJ-03-1981-B14-52039 and registered among banking institutions under the number A 0042 Q.