On May 17, 2024, the “Housing Loan Guarantee” (GPL) was launched in Lomé. It is the result of the collaboration between the African Solidarity Fund (FSA) and the UEMOA Regional Mortgage Refinancing Fund (CRRH-UEMOA

Loan Guarantee” is a new solution designed with the technical assistance of the FINACTU Group, to increase the intervention capacities of financial institutions (Banks and Decentralized Financial Systems) in the UEMOA in the area of housing finance. GPL represents a significant advance for financial institutions and offers major advantages. Banks and DFS are strengthening their ability to respond while reducing their exposure to risk, thus freeing up valuable capital to expand their credit activities by sharing a significant portion of the credit risk associated with mortgages with the FSA. The GPL paves the way for an increase in the number of home loan recipients, with the long-term objective of improving lending conditions for individuals, by filling a gap in

In addition, the strategic partnership between the FSA and the CRRH-UEMOA paves the way for fruitful cooperation, promoting the design of new solutions to promote access to housing in UEMOA, in perfect coherence with the strategic plans of the two institutions and the national development plans of the Member States.