C'était hier, mardi 11 février 2025 que le Parlement sénégalais a examiné et adopté unanimously two bills to strengthen banking regulations and the microfinance

The bills adopted by the National Assembly constitute a reform to secure the financial sector, promote banking inclusion and better protect users. Indeed, the first law, the bill no. 01/2025 on banking regulation comes in a context of rapid transformation of the Senegalese financial sector, marked by the rise of fintechs, the digitalization of banking services and the expansion of electronic money transactions. It plans to également un cadre spécifique pour la finance islamique, répondant à une demande croissante et vise modernise the legislative framework in order to improve access to finance, strengthen the security of transactions and ensure more rigorous governance of financial institutions . Consumer protection is strengthened, with a Banking Commission with extended powers and a banking crisis management mechanism to secure deposits. Also, the law has strengthened the fight against money laundering and the financing of terrorism, aligning Senegal with international best practices.