FBNBank has launched a revolutionary banking product with no account maintenance fees. This initiative is intended to promote financial inclusion and to reach the millions of Senegalese who are still excluded from the traditional banking system

First Japandi has just been launched in Senegal. FBNBank intends to redefine the rules of the game and position itself as an actor of social transformation. First Japandi, a bank account with no maintenance fees, accessible to all sectors of the population, is an extended hand to those forgotten in the traditional financial system. Free and with no income conditions, the First Japandi account designed to meet the specific needs of individuals, young workers, students, small traders, women entrepreneurs and populations in the informal sector. It provides access to essential services such as SMS alerts, the FBNMobile mobile application, and secure banking transactions

According to the CEO, Omar Dioum, who was speaking at the official launch of the product, the ambition is of democratize access to financial services, encourage savings, ensure income security and contribute to the economic dignity of every

JAPANDI is part of a context where the banking rate remains dramatically low. Indeed, only 22% of Senegalese people now have a bank account. According to the CEO, “four out of five Senegalese live without a bank account. Behind this number are stories, potentials, and dreams that are waiting. An answer was needed. First Japandi is that answer.” Cette offre innovante s' inscrit également dans les orientations de the BCEAO , in particular in terms of digitalization, interoperability and the promotion of financial inclusion